{"title":"Car Loan Calculator NZ — Repayments, Interest \u0026 Balloon","description":"\u003cdiv class=\"kiwi-calc-embed\" id=\"kc-car\"\u003e\n\u003cstyle\u003e\n.kiwi-calc-embed{color:#0f172a;line-height:1.5;max-width:760px;margin:0 auto;text-align:left}\n.kiwi-calc-embed *{box-sizing:border-box}\n.kiwi-calc-embed .sub{color:#475569;margin:0 0 18px;font-size:1rem}\n.kiwi-calc-embed .card{background:#fff;border:1px solid #e2e8f0;border-radius:16px;padding:20px;box-shadow:0 1px 2px rgba(15,23,42,.04)}\n.kiwi-calc-embed .grid{display:grid;gap:14px;grid-template-columns:1fr 1fr}\n.kiwi-calc-embed .full{grid-column:1\/-1}\n.kiwi-calc-embed label{display:block;font-size:.85rem;font-weight:600;margin-bottom:6px}\n.kiwi-calc-embed input,.kiwi-calc-embed select{width:100%;padding:10px 12px;border:1px solid #e2e8f0;border-radius:10px;font-size:1rem;font-family:inherit;background:#fff}\n.kiwi-calc-embed .hint{font-size:.8rem;color:#475569;margin:4px 0 0}\n.kiwi-calc-embed .results{margin-top:18px;display:grid;gap:10px;grid-template-columns:1fr 1fr}\n.kiwi-calc-embed .stat{background:#f0fdfa;border:1px solid #99f6e4;border-radius:12px;padding:12px}\n.kiwi-calc-embed .stat b{display:block;font-size:.75rem;color:#115e59;text-transform:uppercase;letter-spacing:.04em}\n.kiwi-calc-embed .stat span{font-size:1.25rem;font-weight:700}\n.kiwi-calc-embed .stat.neg span{color:#b91c1c}\n.kiwi-calc-embed .verdict{margin-top:14px;padding:12px 14px;border-radius:12px;background:#f8fafc;border:1px solid #e2e8f0;font-size:.95rem}\n.kiwi-calc-embed .note{font-size:.8rem;color:#475569;margin-top:12px}\n.kiwi-calc-embed .cta{margin-top:24px;padding:18px;border-radius:14px;background:#0f172a;color:#fff}\n.kiwi-calc-embed .cta a{color:#5eead4}\n.kiwi-calc-embed .cta .btn{display:inline-block;margin-top:10px;background:#0d9488;color:#fff;text-decoration:none;font-weight:700;padding:11px 18px;border-radius:999px}\n.kiwi-calc-embed h2{font-size:1.25rem;margin:32px 0 10px;letter-spacing:-.01em}\n.kiwi-calc-embed h3{font-size:1.02rem;margin:18px 0 4px}\n.kiwi-calc-embed p{margin:0 0 10px}\n.kiwi-calc-embed table.assump{width:100%;border-collapse:collapse;font-size:.9rem}\n.kiwi-calc-embed table.assump td{padding:6px 8px;border-bottom:1px solid #e2e8f0;vertical-align:top}\n.kiwi-calc-embed table.assump td:first-child{font-weight:600;width:42%}\n.kiwi-calc-embed .related ul{margin:0;padding-left:1.2rem;line-height:1.8}\n.kiwi-calc-embed .kiwi-adsense{margin:18px 0}\n.kiwi-calc-embed .small{font-size:.8rem;color:#64748b}\n@media (max-width:560px){.kiwi-calc-embed .grid,.kiwi-calc-embed .results{grid-template-columns:1fr}}\n\u003c\/style\u003e\n\u003cp class=\"sub\"\u003eWork out the real cost of a car loan in New Zealand — weekly, fortnightly or monthly repayments, total interest, fees rolled into the loan and any balloon payment. Compare dealer finance with a bank or credit-union loan on the same footing.\u003c\/p\u003e\n\u003c!-- kiwi-adsense-unit --\u003e\u003caside class=\"kiwi-adsense\" aria-label=\"Advertisement\"\u003e\u003cins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-9781689220471996\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"\u003e\u003c\/ins\u003e\u003cscript\u003e(adsbygoogle = window.adsbygoogle || []).push({});\u003c\/script\u003e\u003c\/aside\u003e\u003c!-- \/kiwi-adsense-unit --\u003e\n\u003cdiv class=\"card\"\u003e\n\u003cdiv class=\"grid\"\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-car-price\"\u003eVehicle price (NZ$)\u003c\/label\u003e\u003cinput id=\"kc-car-price\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"500\" value=\"28000\"\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-car-deposit\"\u003eDeposit \/ trade-in (NZ$)\u003c\/label\u003e\u003cinput id=\"kc-car-deposit\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"500\" value=\"5000\"\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-car-rate\"\u003eInterest rate (% p.a.)\u003c\/label\u003e\u003cinput id=\"kc-car-rate\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"0.05\" value=\"11.95\"\u003e\u003cp class=\"hint\"\u003eNZ car loans commonly run 8–16% depending on credit and vehicle age.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-car-years\"\u003eTerm (years)\u003c\/label\u003e\u003cinput id=\"kc-car-years\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"0.5\" value=\"4\"\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-car-fees\"\u003eEstablishment \u0026amp; other fees added to the loan (NZ$)\u003c\/label\u003e\u003cinput id=\"kc-car-fees\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"5\" value=\"395\"\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-car-balloon\"\u003eBalloon \/ residual payment at the end (NZ$)\u003c\/label\u003e\u003cinput id=\"kc-car-balloon\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"500\" value=\"0\"\u003e\u003cp class=\"hint\"\u003eLeave 0 for a standard loan.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-car-freq\"\u003eRepayment frequency\u003c\/label\u003e\u003cselect id=\"kc-car-freq\"\u003e\u003coption value=\"52\" selected\u003eWeekly\u003c\/option\u003e\n\u003coption value=\"26\"\u003eFortnightly\u003c\/option\u003e\n\u003coption value=\"12\"\u003eMonthly\u003c\/option\u003e\u003c\/select\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"results\"\u003e\n\u003cdiv class=\"stat\" id=\"kc-car-loan-box\"\u003e\n\u003cb\u003eAmount financed\u003c\/b\u003e\u003cspan id=\"kc-car-loan\"\u003e—\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"stat\" id=\"kc-car-pay-box\"\u003e\n\u003cb\u003eRepayment\u003c\/b\u003e\u003cspan id=\"kc-car-pay\"\u003e—\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"stat\" id=\"kc-car-interest-box\"\u003e\n\u003cb\u003eTotal interest\u003c\/b\u003e\u003cspan id=\"kc-car-interest\"\u003e—\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"stat\" id=\"kc-car-total-box\"\u003e\n\u003cb\u003eTotal cost of the car\u003c\/b\u003e\u003cspan id=\"kc-car-total\"\u003e—\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"stat\" id=\"kc-car-monthly-box\"\u003e\n\u003cb\u003eEquivalent per month\u003c\/b\u003e\u003cspan id=\"kc-car-monthly\"\u003e—\u003c\/span\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"verdict\" id=\"kc-car-verdict\"\u003e\u003c\/div\u003e\n\u003cp class=\"note\"\u003eGeneral information only — not financial, tax or legal advice. Figures are estimates from the inputs you enter. Confirm with your adviser, accountant, lender or insurer.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cscript\u003e(function(){var R=document.getElementById('kc-car');var $=function(id){return R.querySelector('#kc-car-'+id);};\nvar fmt=function(n){return (isFinite(n)?n:0).toLocaleString('en-NZ',{style:'currency',currency:'NZD',maximumFractionDigits:0});};\nvar pct=function(n,d){return isFinite(n)?n.toFixed(d==null?2:d)+'%':'—';};var num=function(id){var v=parseFloat(($(id)||{}).value);return isFinite(v)?v:0;};\n\nvar f2=function(n){return (isFinite(n)?n:0).toLocaleString('en-NZ',{style:'currency',currency:'NZD',minimumFractionDigits:2,maximumFractionDigits:2});};\nfunction calc(){var L=Math.max(0,num('price')-num('deposit')+num('fees')),r=num('rate')\/100,yrs=Math.max(0.5,num('years')),f=parseInt($('freq').value),B=num('balloon');var n=Math.round(yrs*f),i=r\/f;\nvar pay=i\u003e0?(L-B\/Math.pow(1+i,n))*i\/(1-Math.pow(1+i,-n)):(L-B)\/n;var totalPaid=pay*n+B;var interest=totalPaid-L;\n$('loan').textContent=fmt(L);$('pay').textContent=f2(pay)+(f===52?' \/wk':f===26?' \/fn':' \/mo');$('interest').textContent=fmt(interest);$('total').textContent=fmt(totalPaid+num('deposit'));$('monthly').textContent=fmt(pay*f\/12);\n$('verdict').innerHTML='Financing \u003cstrong\u003e'+fmt(L)+'\u003c\/strong\u003e over '+yrs+' years at '+pct(r*100,2)+' costs about \u003cstrong\u003e'+f2(pay)+'\u003c\/strong\u003e '+(f===52?'a week':f===26?'a fortnight':'a month')+' and \u003cstrong\u003e'+fmt(interest)+'\u003c\/strong\u003e in interest — the car really costs '+fmt(totalPaid+num('deposit'))+'.'+(B\u003e0?' Remember the '+fmt(B)+' balloon is due in one lump at the end.':'')+' Shortening the term by a year usually saves more than shopping half a percent on the rate.';}\n\nR.querySelectorAll('input,select').forEach(function(el){el.addEventListener('input',calc);el.addEventListener('change',calc);});calc();})();\u003c\/script\u003e\n\u003cdiv class=\"cta\"\u003e\n\u003cstrong\u003eRunning a rental or a small business alongside the day job?\u003c\/strong\u003e\u003cbr\u003eThe NZ Landlord Pack (rental tracker + Healthy Homes checklist, NZ$39) keeps the numbers you'll need at tax time in one place. Excel \u0026amp; Google Sheets.\u003cbr\u003e\u003ca class=\"btn\" href=\"\/products\/nz-landlord-pack-rental-property-tracker-healthy-homes-checklist-excel-google-sheets-digital-download\"\u003eSee the Landlord Pack — NZ$39\u003c\/a\u003e\u003cp class=\"small\" style=\"color:#94a3b8;margin:10px 0 0\"\u003ePrices exclude GST. Illustrative tools only — not legal, tax or financial advice.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003ch2\u003eWhat to compare when the dealer says \"only $X a week\"\u003c\/h2\u003e\n\u003cp\u003eWeekly repayments hide the term and the total interest. Two loans can both be \"$150 a week\" while one costs $4,000 more because it runs a year longer or has a balloon. Always compare the total cost of credit (interest plus fees), and check whether the rate is fixed. Under the CCCFA lenders must disclose these figures — ask for the disclosure statement before you sign.\u003c\/p\u003e\n\u003ch2\u003eBalloon payments\u003c\/h2\u003e\n\u003cp\u003eA balloon (or residual) lowers the regular repayment by leaving a lump sum to pay at the end. It suits people who plan to sell or refinance at that point, but you pay interest on the balloon amount for the whole term and can end up owing more than the car is worth. This calculator shows the interest cost so you can see the trade-off.\u003c\/p\u003e\n\u003ch2\u003eAssumptions and sources\u003c\/h2\u003e\n\u003ctable class=\"assump\"\u003e\n\u003ctr\u003e\n\u003ctd\u003eRepayment\u003c\/td\u003e\n\u003ctd\u003eStandard amortising loan with fees capitalised; balloon treated as a lump sum at the end of the term.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFrequency\u003c\/td\u003e\n\u003ctd\u003eInterest rate divided by the number of payments per year (weekly\/fortnightly\/monthly).\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNot included\u003c\/td\u003e\n\u003ctd\u003eInsurance, on-road costs, early-repayment or break fees.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eConsumer protection\u003c\/td\u003e\n\u003ctd\u003eLenders must disclose total cost of credit under the CCCFA — consumerprotection.govt.nz\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/table\u003e\n\u003cp class=\"small\"\u003eLast reviewed 6 September 2026. Rates and thresholds change — check the linked sources before relying on a figure.\u003c\/p\u003e\n\u003c!-- kiwi-adsense-unit --\u003e\u003caside class=\"kiwi-adsense\" aria-label=\"Advertisement\"\u003e\u003cins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-9781689220471996\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"\u003e\u003c\/ins\u003e\u003cscript\u003e(adsbygoogle = window.adsbygoogle || []).push({});\u003c\/script\u003e\u003c\/aside\u003e\u003c!-- \/kiwi-adsense-unit --\u003e\n\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\n\u003ch3\u003eWhat is a good interest rate for a car loan in NZ?\u003c\/h3\u003e\n\u003cp\u003eIn 2026, secured car loans from banks and credit unions for newer vehicles typically sit around 8–12%; dealer and finance-company loans for older cars or weaker credit run 13–20%+. Your rate depends on the vehicle's age, your credit history and whether the loan is secured.\u003c\/p\u003e\n\u003ch3\u003eIs it better to get car finance from the dealer or the bank?\u003c\/h3\u003e\n\u003cp\u003eNeither is automatically cheaper. Get a pre-approval from your bank or credit union first, then let the dealer try to beat it — compare total interest and fees, not the weekly figure.\u003c\/p\u003e\n\u003ch3\u003eCan I pay off a car loan early in NZ?\u003c\/h3\u003e\n\u003cp\u003eUsually yes, but fixed-rate loans can charge a break fee and some charge an early-repayment fee — check the contract. Even with a fee, paying extra early often saves more in interest than the fee costs.\u003c\/p\u003e\n\u003ch3\u003eDoes the calculator include insurance?\u003c\/h3\u003e\n\u003cp\u003eNo. Comprehensive insurance, mechanical breakdown insurance and payment-protection insurance are often sold with the loan; add them to the fees line if they are financed, and decide separately whether you need them.\u003c\/p\u003e\n\u003cscript type=\"application\/ld+json\"\u003e{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"What is a good interest rate for a car loan in NZ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"In 2026, secured car loans from banks and credit unions for newer vehicles typically sit around 8–12%; dealer and finance-company loans for older cars or weaker credit run 13–20%+. Your rate depends on the vehicle's age, your credit history and whether the loan is secured.\"}}, {\"@type\": \"Question\", \"name\": \"Is it better to get car finance from the dealer or the bank?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Neither is automatically cheaper. Get a pre-approval from your bank or credit union first, then let the dealer try to beat it — compare total interest and fees, not the weekly figure.\"}}, {\"@type\": \"Question\", \"name\": \"Can I pay off a car loan early in NZ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Usually yes, but fixed-rate loans can charge a break fee and some charge an early-repayment fee — check the contract. Even with a fee, paying extra early often saves more in interest than the fee costs.\"}}, {\"@type\": \"Question\", \"name\": \"Does the calculator include insurance?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"No. Comprehensive insurance, mechanical breakdown insurance and payment-protection insurance are often sold with the loan; add them to the fees line if they are financed, and decide separately whether you need them.\"}}]}\u003c\/script\u003e\n\u003cnav class=\"related\" aria-label=\"Related NZ calculators\"\u003e\u003ch2\u003eRelated NZ calculators\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/nz-mortgage-repayment-calculator\"\u003eMortgage repayment calculator NZ\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/budget-calculator-nz\"\u003eBudget calculator NZ\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/income-tax-calculator-nz\"\u003eIncome tax calculator NZ\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/percentage-calculator-nz\"\u003ePercentage calculator\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/nz-calculators\"\u003eAll NZ calculators\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/nav\u003e\n\u003c\/div\u003e","products":[{"product_id":"nz-landlord-pack-rental-property-tracker-healthy-homes-checklist-excel-google-sheets-digital-download","title":"NZ Landlord Pack — Rental Property Tracker + Healthy Homes Checklist","description":"\u003cp\u003e\u003cstrong\u003eEvery record your accountant asks for in April — kept in one place all year.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eInstant download, no shipping.\u003c\/strong\u003e Your secure download link is emailed within minutes of checkout. Check the inbox you used at checkout, including spam and promotions. Files open in Excel or Google Sheets, on any device.\u003c\/p\u003e\n\u003ch3\u003eWhat's included\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eMulti-property tracker\u003c\/strong\u003e — up to 10 properties, with rent income and expense logs\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eIRD-aligned expense categories\u003c\/strong\u003e — rates, insurance, interest, repairs \u0026amp; maintenance, management fees and more, auto-totalled per category for your IR3R\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAuto-calculating summary\u003c\/strong\u003e — per-property income, expenses and net result, updated live\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eHealthy Homes Standards checklist\u003c\/strong\u003e — heating, insulation, ventilation, moisture and draught-stopping, with an evidence column per property\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eInspection log and tenancy \u0026amp; bond register\u003c\/strong\u003e — your paper trail for bond lodgements, rent reviews, smoke alarm checks and insurance expiry\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eBuilt for New Zealand rules rather than adapted from a US template. Buy once, use every year.\u003c\/p\u003e\n\u003ch3\u003eBond and tenancy paperwork\u003c\/h3\u003e\n\u003cp\u003eThe bond register records the amount held, the date received and the date lodged with Tenancy Services — bond must generally be lodged within 23 working days of receiving it. Come move-out, a refund deduction needs evidence and either the tenant's agreement or a Tenancy Tribunal order, so the dated condition and inspection entries are the part that matters.\u003c\/p\u003e\n\u003cp\u003eUse the free official residential tenancy agreement form from \u003ca href=\"https:\/\/www.tenancy.govt.nz\/\"\u003eTenancy Services\u003c\/a\u003e — we don't sell a substitute for it. The Pack tracks what you issued and when. Background reading: \u003ca href=\"\/blogs\/blog\/nz-landlord-responsibilities-obligations-checklist\"\u003eNZ landlord responsibilities checklist\u003c\/a\u003e and \u003ca href=\"\/blogs\/blog\/healthy-homes-compliance-statement-nz\"\u003ewhat a Healthy Homes compliance statement must contain\u003c\/a\u003e.\u003c\/p\u003e\n\u003ch3\u003eNeed the full compliance set?\u003c\/h3\u003e\n\u003cp\u003eThe Pack is the record-keeping core. The \u003ca href=\"\/products\/nz-landlord-compliance-kit\"\u003e\u003cstrong\u003eNZ Landlord Compliance Kit — NZ$99\u003c\/strong\u003e\u003c\/a\u003e builds on it with a quick-start PDF showing how to fill each sheet in under 30 minutes, plus the full tenancy, bond and inspection documentation set for landlords who want a file that stands up to an insurer, a property manager or the Tenancy Tribunal.\u003c\/p\u003e\n\u003cp\u003eStart with the Pack if you mainly need the numbers straight for your accountant. Choose the Kit if compliance evidence is the part that keeps you up at night.\u003c\/p\u003e\n\u003ch3\u003eBuying with confidence\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eSecure checkout; download link emailed within minutes\u003c\/li\u003e\n\u003cli\u003e7-day refund if the files won't open\u003c\/li\u003e\n\u003cli\u003ePrice excludes GST — GST is calculated at checkout\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003eA record-keeping tool, not legal or tax advice. Confirm current-year rules with Tenancy Services, MBIE Healthy Homes guidance and your accountant or ird.govt.nz.\u003c\/em\u003e\u003c\/p\u003e\n\u003chr\u003e\n\u003cdetails\u003e\n\u003csummary\u003e\u003cstrong\u003eFree tools that pair with the Pack\u003c\/strong\u003e\u003c\/summary\u003e\n\u003cp\u003eIllustrative calculators, free to use — not advice.\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/nz-rental-yield-calculator\"\u003eRental yield calculator (gross \u0026amp; net)\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/healthy-homes-standards-landlord-checklist-nz\"\u003eHealthy Homes Standards checklist\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/rental-yield-calculator-nz\"\u003eWhat is a good rental yield in NZ?\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/nz-mortgage-repayment-calculator\"\u003eMortgage repayment calculator\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\n\u003ca href=\"\/collections\/nz-compound-growth-calculator\"\u003eInvestment \u0026amp; savings calculator\u003c\/a\u003e · \u003ca href=\"\/collections\/compound-interest-calculator-nz-guide\"\u003ehow compound interest works\u003c\/a\u003e\n\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/nz-gst-inclusive-exclusive-calculator\"\u003eGST calculator (add or remove 15%)\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/details\u003e","brand":"The Kiwi Crate","offers":[{"title":"Default Title","offer_id":48865538113719,"sku":"KC-DIG-LLP-01","price":39.0,"currency_code":"NZD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0705\/3308\/7415\/files\/hero.png?v=1788661213"}],"url":"https:\/\/thekiwicrate.co.nz\/collections\/car-loan-calculator-nz.oembed","provider":"The Kiwi Crate","version":"1.0","type":"link"}