{"title":"House Insurance Rebuild Cost Calculator NZ — Sum Insured Checker","description":"\u003cdiv class=\"kiwi-calc-embed\" id=\"kc-hrc\"\u003e\n\u003cstyle\u003e\n.kiwi-calc-embed{color:#0f172a;line-height:1.5;max-width:760px;margin:0 auto;text-align:left}\n.kiwi-calc-embed *{box-sizing:border-box}\n.kiwi-calc-embed .sub{color:#475569;margin:0 0 18px;font-size:1rem}\n.kiwi-calc-embed .card{background:#fff;border:1px solid #e2e8f0;border-radius:16px;padding:20px;box-shadow:0 1px 2px rgba(15,23,42,.04)}\n.kiwi-calc-embed .grid{display:grid;gap:14px;grid-template-columns:1fr 1fr}\n.kiwi-calc-embed .full{grid-column:1\/-1}\n.kiwi-calc-embed label{display:block;font-size:.85rem;font-weight:600;margin-bottom:6px}\n.kiwi-calc-embed input,.kiwi-calc-embed select{width:100%;padding:10px 12px;border:1px solid #e2e8f0;border-radius:10px;font-size:1rem;font-family:inherit;background:#fff}\n.kiwi-calc-embed .hint{font-size:.8rem;color:#475569;margin:4px 0 0}\n.kiwi-calc-embed .results{margin-top:18px;display:grid;gap:10px;grid-template-columns:1fr 1fr}\n.kiwi-calc-embed .stat{background:#f0fdfa;border:1px solid #99f6e4;border-radius:12px;padding:12px}\n.kiwi-calc-embed .stat b{display:block;font-size:.75rem;color:#115e59;text-transform:uppercase;letter-spacing:.04em}\n.kiwi-calc-embed .stat span{font-size:1.25rem;font-weight:700}\n.kiwi-calc-embed .stat.neg span{color:#b91c1c}\n.kiwi-calc-embed .verdict{margin-top:14px;padding:12px 14px;border-radius:12px;background:#f8fafc;border:1px solid #e2e8f0;font-size:.95rem}\n.kiwi-calc-embed .note{font-size:.8rem;color:#475569;margin-top:12px}\n.kiwi-calc-embed .cta{margin-top:24px;padding:18px;border-radius:14px;background:#0f172a;color:#fff}\n.kiwi-calc-embed .cta a{color:#5eead4}\n.kiwi-calc-embed .cta .btn{display:inline-block;margin-top:10px;background:#0d9488;color:#fff;text-decoration:none;font-weight:700;padding:11px 18px;border-radius:999px}\n.kiwi-calc-embed h2{font-size:1.25rem;margin:32px 0 10px;letter-spacing:-.01em}\n.kiwi-calc-embed h3{font-size:1.02rem;margin:18px 0 4px}\n.kiwi-calc-embed p{margin:0 0 10px}\n.kiwi-calc-embed table.assump{width:100%;border-collapse:collapse;font-size:.9rem}\n.kiwi-calc-embed table.assump td{padding:6px 8px;border-bottom:1px solid #e2e8f0;vertical-align:top}\n.kiwi-calc-embed table.assump td:first-child{font-weight:600;width:42%}\n.kiwi-calc-embed .related ul{margin:0;padding-left:1.2rem;line-height:1.8}\n.kiwi-calc-embed .kiwi-adsense{margin:18px 0}\n.kiwi-calc-embed .small{font-size:.8rem;color:#64748b}\n@media (max-width:560px){.kiwi-calc-embed .grid,.kiwi-calc-embed .results{grid-template-columns:1fr}}\n\u003c\/style\u003e\n\u003cp class=\"sub\"\u003eMost NZ house insurance is now sum-insured, so the number you choose is the most your insurer will pay to rebuild. This checker gives an indicative rebuild cost from floor area and build quality, including demolition, fees and cost inflation, so you can sanity-check your policy.\u003c\/p\u003e\n\u003c!-- kiwi-adsense-unit --\u003e\u003caside class=\"kiwi-adsense\" aria-label=\"Advertisement\"\u003e\u003cins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-9781689220471996\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"\u003e\u003c\/ins\u003e\u003cscript\u003e(adsbygoogle = window.adsbygoogle || []).push({});\u003c\/script\u003e\u003c\/aside\u003e\u003c!-- \/kiwi-adsense-unit --\u003e\n\u003cdiv class=\"card\"\u003e\n\u003cdiv class=\"grid\"\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-hrc-area\"\u003eFloor area of the house (m²)\u003c\/label\u003e\u003cinput id=\"kc-hrc-area\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"5\" value=\"160\"\u003e\u003cp class=\"hint\"\u003eFrom your council property file, LIM or sale listing.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-hrc-quality\"\u003eBuild quality\u003c\/label\u003e\u003cselect id=\"kc-hrc-quality\"\u003e\u003coption value=\"2600\"\u003eStandard (weatherboard\/brick, standard fittings) — about $2,600\/m²\u003c\/option\u003e\n\u003coption value=\"3200\" selected\u003eAbove standard (architectural details, higher-spec kitchen\/bathrooms) — about $3,200\/m²\u003c\/option\u003e\n\u003coption value=\"4200\"\u003eHigh-end \/ architecturally designed — about $4,200\/m²\u003c\/option\u003e\u003c\/select\u003e\u003cp class=\"hint\"\u003eIndicative NZ 2026 rebuild rates incl. GST. Regional and site factors vary — Cordell's Sum Sure calculator is the insurer-recognised source.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-hrc-garage\"\u003eGarage \/ carport area (m²)\u003c\/label\u003e\u003cinput id=\"kc-hrc-garage\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"2\" value=\"36\"\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-hrc-garagerate\"\u003eGarage rate (NZ$ per m²)\u003c\/label\u003e\u003cinput id=\"kc-hrc-garagerate\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"50\" value=\"1400\"\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-hrc-other\"\u003eDecks, fencing, driveway, pool, retaining (NZ$ lump sum)\u003c\/label\u003e\u003cinput id=\"kc-hrc-other\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"1000\" value=\"45000\"\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-hrc-demo\"\u003eDemolition \u0026amp; site clearance (NZ$)\u003c\/label\u003e\u003cinput id=\"kc-hrc-demo\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"1000\" value=\"30000\"\u003e\u003cp class=\"hint\"\u003eOften $20,000–$50,000; more for hillside or asbestos.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-hrc-fees\"\u003eProfessional fees \u0026amp; consents (% of build)\u003c\/label\u003e\u003cinput id=\"kc-hrc-fees\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"0.5\" value=\"12\"\u003e\u003cp class=\"hint\"\u003eArchitect, engineer, council consents, project management.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-hrc-inflation\"\u003eCost inflation allowance (%)\u003c\/label\u003e\u003cinput id=\"kc-hrc-inflation\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"0.5\" value=\"10\"\u003e\u003cp class=\"hint\"\u003eCovers price rises between the policy start and a rebuild taking 12–24 months.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"results\"\u003e\n\u003cdiv class=\"stat\" id=\"kc-hrc-build-box\"\u003e\n\u003cb\u003eHouse build cost\u003c\/b\u003e\u003cspan id=\"kc-hrc-build\"\u003e—\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"stat\" id=\"kc-hrc-extras-box\"\u003e\n\u003cb\u003eGarage \u0026amp; site works\u003c\/b\u003e\u003cspan id=\"kc-hrc-extras\"\u003e—\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"stat\" id=\"kc-hrc-soft-box\"\u003e\n\u003cb\u003eDemolition, fees \u0026amp; inflation\u003c\/b\u003e\u003cspan id=\"kc-hrc-soft\"\u003e—\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"stat\" id=\"kc-hrc-sum-box\"\u003e\n\u003cb\u003eEstimated sum insured\u003c\/b\u003e\u003cspan id=\"kc-hrc-sum\"\u003e—\u003c\/span\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"verdict\" id=\"kc-hrc-verdict\"\u003e\u003c\/div\u003e\n\u003cp class=\"note\"\u003eGeneral information only — not financial, tax or legal advice. Figures are estimates from the inputs you enter. Confirm with your adviser, accountant, lender or insurer.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cscript\u003e(function(){var R=document.getElementById('kc-hrc');var $=function(id){return R.querySelector('#kc-hrc-'+id);};\nvar fmt=function(n){return (isFinite(n)?n:0).toLocaleString('en-NZ',{style:'currency',currency:'NZD',maximumFractionDigits:0});};\nvar pct=function(n,d){return isFinite(n)?n.toFixed(d==null?2:d)+'%':'—';};var num=function(id){var v=parseFloat(($(id)||{}).value);return isFinite(v)?v:0;};\n\nfunction calc(){var build=num('area')*parseFloat($('quality').value);var extras=num('garage')*num('garagerate')+num('other');var sub=build+extras;var soft=num('demo')+sub*num('fees')\/100+sub*num('inflation')\/100;var total=Math.ceil((sub+soft)\/5000)*5000;\n$('build').textContent=fmt(build);$('extras').textContent=fmt(extras);$('soft').textContent=fmt(soft);$('sum').textContent=fmt(total);\n$('verdict').innerHTML='An indicative sum insured of around \u003cstrong\u003e'+fmt(total)+'\u003c\/strong\u003e (about '+fmt(total\/Math.max(1,num('area')))+' per m² of house all-up). Compare this with the Cordell Sum Sure figure and your current policy — if your policy is more than 15% below, talk to your insurer.';}\n\nR.querySelectorAll('input,select').forEach(function(el){el.addEventListener('input',calc);el.addEventListener('change',calc);});calc();})();\u003c\/script\u003e\n\u003cdiv class=\"cta\"\u003e\n\u003cstrong\u003eOwn a rental? Keep the insurance dates where you'll see them.\u003c\/strong\u003e\u003cbr\u003eThe NZ Landlord Pack tracks insurance expiry, rent, expenses and Healthy Homes compliance for up to 10 properties. NZ$39.\u003cbr\u003e\u003ca class=\"btn\" href=\"\/products\/nz-landlord-pack-rental-property-tracker-healthy-homes-checklist-excel-google-sheets-digital-download\"\u003eGet the Landlord Pack — NZ$39\u003c\/a\u003e\u003cp class=\"small\" style=\"color:#94a3b8;margin:10px 0 0\"\u003ePrices exclude GST. Illustrative tools only — not legal, tax or financial advice.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003ch2\u003eSum insured vs market value\u003c\/h2\u003e\n\u003cp\u003eYour sum insured has nothing to do with what the house would sell for. It's what it would cost to demolish the damaged house and build the same one again, including consents, professional fees and the price rises that happen during a long rebuild. Land isn't included — it doesn't burn down. After the Canterbury and Auckland floods, many owners found their sums insured were 20–40% short.\u003c\/p\u003e\n\u003ch2\u003eWhere to get the official figure\u003c\/h2\u003e\n\u003cp\u003eInsurers generally accept the Cordell Sum Sure calculator (free, online) as the reference estimate, and some policies default to it. Use this page to understand the components and catch a policy that's drifted; use Cordell or a registered valuer for the number you put on the policy. Review it every renewal and after any renovation.\u003c\/p\u003e\n\u003ch2\u003eAssumptions and sources\u003c\/h2\u003e\n\u003ctable class=\"assump\"\u003e\n\u003ctr\u003e\n\u003ctd\u003ePer-m² rates\u003c\/td\u003e\n\u003ctd\u003eIndicative NZ 2026 residential rebuild rates incl. GST, derived from published QV\/CoreLogic and building industry ranges; your region may differ by ±20%.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFees \u0026amp; inflation\u003c\/td\u003e\n\u003ctd\u003eApplied to the build + extras subtotal; demolition added as a lump sum.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eRounding\u003c\/td\u003e\n\u003ctd\u003eSum insured rounded up to the nearest $5,000.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eOfficial source\u003c\/td\u003e\n\u003ctd\u003eCordell Sum Sure (sumsure.co.nz) — insurer-recognised; registered valuer for complex homes.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/table\u003e\n\u003cp class=\"small\"\u003eLast reviewed 6 September 2026. Rates and thresholds change — check the linked sources before relying on a figure.\u003c\/p\u003e\n\u003c!-- kiwi-adsense-unit --\u003e\u003caside class=\"kiwi-adsense\" aria-label=\"Advertisement\"\u003e\u003cins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-9781689220471996\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"\u003e\u003c\/ins\u003e\u003cscript\u003e(adsbygoogle = window.adsbygoogle || []).push({});\u003c\/script\u003e\u003c\/aside\u003e\u003c!-- \/kiwi-adsense-unit --\u003e\n\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\n\u003ch3\u003eHow much does it cost to rebuild a house in NZ per square metre?\u003c\/h3\u003e\n\u003cp\u003eIndicative 2026 rebuild costs run from roughly $2,500 per m² for a standard home to $4,000+ per m² for architecturally designed or high-spec houses, including GST but before demolition, site works, professional fees and inflation allowance. Regional labour and site access change these figures.\u003c\/p\u003e\n\u003ch3\u003eWhat is Cordell Sum Sure?\u003c\/h3\u003e\n\u003cp\u003eCordell Sum Sure is a free online rebuild-cost calculator from CoreLogic that most NZ insurers recognise. It uses property data (size, materials, quality, location) to estimate a sum insured. Many insurers pre-fill your policy from it.\u003c\/p\u003e\n\u003ch3\u003eWhat happens if my sum insured is too low?\u003c\/h3\u003e\n\u003cp\u003eIn a total loss you receive at most the sum insured, and you fund the shortfall yourself. Some policies include a small automatic uplift for inflation, but it rarely covers a large gap. Check the figure at every renewal.\u003c\/p\u003e\n\u003ch3\u003eShould the sum insured include GST?\u003c\/h3\u003e\n\u003cp\u003eYes — rebuild costs for a private home are quoted including GST because you will pay GST on the rebuild. Make sure any per-m² rate you use is GST-inclusive.\u003c\/p\u003e\n\u003cscript type=\"application\/ld+json\"\u003e{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"How much does it cost to rebuild a house in NZ per square metre?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Indicative 2026 rebuild costs run from roughly $2,500 per m² for a standard home to $4,000+ per m² for architecturally designed or high-spec houses, including GST but before demolition, site works, professional fees and inflation allowance. Regional labour and site access change these figures.\"}}, {\"@type\": \"Question\", \"name\": \"What is Cordell Sum Sure?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Cordell Sum Sure is a free online rebuild-cost calculator from CoreLogic that most NZ insurers recognise. It uses property data (size, materials, quality, location) to estimate a sum insured. Many insurers pre-fill your policy from it.\"}}, {\"@type\": \"Question\", \"name\": \"What happens if my sum insured is too low?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"In a total loss you receive at most the sum insured, and you fund the shortfall yourself. Some policies include a small automatic uplift for inflation, but it rarely covers a large gap. Check the figure at every renewal.\"}}, {\"@type\": \"Question\", \"name\": \"Should the sum insured include GST?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes — rebuild costs for a private home are quoted including GST because you will pay GST on the rebuild. Make sure any per-m² rate you use is GST-inclusive.\"}}]}\u003c\/script\u003e\n\u003cnav class=\"related\" aria-label=\"Related NZ calculators\"\u003e\u003ch2\u003eRelated NZ calculators\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/contents-insurance-calculator-nz\"\u003eContents insurance calculator NZ\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/investment-property-calculator-nz\"\u003eInvestment property calculator NZ\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/nz-mortgage-repayment-calculator\"\u003eMortgage repayment calculator NZ\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/healthy-homes-standards-landlord-checklist-nz\"\u003eHealthy Homes Standards checklist\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/nz-calculators\"\u003eAll NZ calculators\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/nav\u003e\n\u003c\/div\u003e\n","products":[{"product_id":"nz-landlord-pack-rental-property-tracker-healthy-homes-checklist-excel-google-sheets-digital-download","title":"NZ Landlord Pack — Rental Property Tracker + Healthy Homes Checklist","description":"\u003cp\u003e\u003cstrong\u003eEvery record your accountant asks for in April — kept in one place all year.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eInstant download, no shipping.\u003c\/strong\u003e Your secure download link is emailed within minutes of checkout. Check the inbox you used at checkout, including spam and promotions. Files open in Excel or Google Sheets, on any device.\u003c\/p\u003e\n\u003ch3\u003eWhat's included\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eMulti-property tracker\u003c\/strong\u003e — up to 10 properties, with rent income and expense logs\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eIRD-aligned expense categories\u003c\/strong\u003e — rates, insurance, interest, repairs \u0026amp; maintenance, management fees and more, auto-totalled per category for your IR3R\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAuto-calculating summary\u003c\/strong\u003e — per-property income, expenses and net result, updated live\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eHealthy Homes Standards checklist\u003c\/strong\u003e — heating, insulation, ventilation, moisture and draught-stopping, with an evidence column per property\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eInspection log and tenancy \u0026amp; bond register\u003c\/strong\u003e — your paper trail for bond lodgements, rent reviews, smoke alarm checks and insurance expiry\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eBuilt for New Zealand rules rather than adapted from a US template. Buy once, use every year.\u003c\/p\u003e\n\u003ch3\u003eBond and tenancy paperwork\u003c\/h3\u003e\n\u003cp\u003eThe bond register records the amount held, the date received and the date lodged with Tenancy Services — bond must generally be lodged within 23 working days of receiving it. Come move-out, a refund deduction needs evidence and either the tenant's agreement or a Tenancy Tribunal order, so the dated condition and inspection entries are the part that matters.\u003c\/p\u003e\n\u003cp\u003eUse the free official residential tenancy agreement form from \u003ca href=\"https:\/\/www.tenancy.govt.nz\/\"\u003eTenancy Services\u003c\/a\u003e — we don't sell a substitute for it. The Pack tracks what you issued and when. Background reading: \u003ca href=\"\/blogs\/blog\/nz-landlord-responsibilities-obligations-checklist\"\u003eNZ landlord responsibilities checklist\u003c\/a\u003e and \u003ca href=\"\/blogs\/blog\/healthy-homes-compliance-statement-nz\"\u003ewhat a Healthy Homes compliance statement must contain\u003c\/a\u003e.\u003c\/p\u003e\n\u003ch3\u003eNeed the full compliance set?\u003c\/h3\u003e\n\u003cp\u003eThe Pack is the record-keeping core. The \u003ca href=\"\/products\/nz-landlord-compliance-kit\"\u003e\u003cstrong\u003eNZ Landlord Compliance Kit — NZ$99\u003c\/strong\u003e\u003c\/a\u003e builds on it with a quick-start PDF showing how to fill each sheet in under 30 minutes, plus the full tenancy, bond and inspection documentation set for landlords who want a file that stands up to an insurer, a property manager or the Tenancy Tribunal.\u003c\/p\u003e\n\u003cp\u003eStart with the Pack if you mainly need the numbers straight for your accountant. Choose the Kit if compliance evidence is the part that keeps you up at night.\u003c\/p\u003e\n\u003ch3\u003eBuying with confidence\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eSecure checkout; download link emailed within minutes\u003c\/li\u003e\n\u003cli\u003e7-day refund if the files won't open\u003c\/li\u003e\n\u003cli\u003ePrice excludes GST — GST is calculated at checkout\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003eA record-keeping tool, not legal or tax advice. Confirm current-year rules with Tenancy Services, MBIE Healthy Homes guidance and your accountant or ird.govt.nz.\u003c\/em\u003e\u003c\/p\u003e\n\u003chr\u003e\n\u003cdetails\u003e\n\u003csummary\u003e\u003cstrong\u003eFree tools that pair with the Pack\u003c\/strong\u003e\u003c\/summary\u003e\n\u003cp\u003eIllustrative calculators, free to use — not advice.\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/nz-rental-yield-calculator\"\u003eRental yield calculator (gross \u0026amp; net)\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/healthy-homes-standards-landlord-checklist-nz\"\u003eHealthy Homes Standards checklist\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/rental-yield-calculator-nz\"\u003eWhat is a good rental yield in NZ?\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/nz-mortgage-repayment-calculator\"\u003eMortgage repayment calculator\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\n\u003ca href=\"\/collections\/nz-compound-growth-calculator\"\u003eInvestment \u0026amp; savings calculator\u003c\/a\u003e · \u003ca href=\"\/collections\/compound-interest-calculator-nz-guide\"\u003ehow compound interest works\u003c\/a\u003e\n\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/nz-gst-inclusive-exclusive-calculator\"\u003eGST calculator (add or remove 15%)\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/details\u003e","brand":"The Kiwi Crate","offers":[{"title":"Default Title","offer_id":48865538113719,"sku":"KC-DIG-LLP-01","price":39.0,"currency_code":"NZD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0705\/3308\/7415\/files\/hero.png?v=1788661213"}],"url":"https:\/\/thekiwicrate.co.nz\/collections\/house-insurance-rebuild-cost-calculator-nz.oembed","provider":"The Kiwi Crate","version":"1.0","type":"link"}