{"title":"Margin, Markup \u0026 Discount Calculator NZ — Pricing with GST","description":"\u003cdiv class=\"kiwi-calc-embed\" id=\"kc-mgn\"\u003e\n\u003cstyle\u003e\n.kiwi-calc-embed{color:#0f172a;line-height:1.5;max-width:760px;margin:0 auto;text-align:left}\n.kiwi-calc-embed *{box-sizing:border-box}\n.kiwi-calc-embed .sub{color:#475569;margin:0 0 18px;font-size:1rem}\n.kiwi-calc-embed .card{background:#fff;border:1px solid #e2e8f0;border-radius:16px;padding:20px;box-shadow:0 1px 2px rgba(15,23,42,.04)}\n.kiwi-calc-embed .grid{display:grid;gap:14px;grid-template-columns:1fr 1fr}\n.kiwi-calc-embed .full{grid-column:1\/-1}\n.kiwi-calc-embed label{display:block;font-size:.85rem;font-weight:600;margin-bottom:6px}\n.kiwi-calc-embed input,.kiwi-calc-embed select{width:100%;padding:10px 12px;border:1px solid #e2e8f0;border-radius:10px;font-size:1rem;font-family:inherit;background:#fff}\n.kiwi-calc-embed .hint{font-size:.8rem;color:#475569;margin:4px 0 0}\n.kiwi-calc-embed .results{margin-top:18px;display:grid;gap:10px;grid-template-columns:1fr 1fr}\n.kiwi-calc-embed .stat{background:#f0fdfa;border:1px solid #99f6e4;border-radius:12px;padding:12px}\n.kiwi-calc-embed .stat b{display:block;font-size:.75rem;color:#115e59;text-transform:uppercase;letter-spacing:.04em}\n.kiwi-calc-embed .stat span{font-size:1.25rem;font-weight:700}\n.kiwi-calc-embed .stat.neg span{color:#b91c1c}\n.kiwi-calc-embed .verdict{margin-top:14px;padding:12px 14px;border-radius:12px;background:#f8fafc;border:1px solid #e2e8f0;font-size:.95rem}\n.kiwi-calc-embed .note{font-size:.8rem;color:#475569;margin-top:12px}\n.kiwi-calc-embed .cta{margin-top:24px;padding:18px;border-radius:14px;background:#0f172a;color:#fff}\n.kiwi-calc-embed .cta a{color:#5eead4}\n.kiwi-calc-embed .cta .btn{display:inline-block;margin-top:10px;background:#0d9488;color:#fff;text-decoration:none;font-weight:700;padding:11px 18px;border-radius:999px}\n.kiwi-calc-embed h2{font-size:1.25rem;margin:32px 0 10px;letter-spacing:-.01em}\n.kiwi-calc-embed h3{font-size:1.02rem;margin:18px 0 4px}\n.kiwi-calc-embed p{margin:0 0 10px}\n.kiwi-calc-embed table.assump{width:100%;border-collapse:collapse;font-size:.9rem}\n.kiwi-calc-embed table.assump td{padding:6px 8px;border-bottom:1px solid #e2e8f0;vertical-align:top}\n.kiwi-calc-embed table.assump td:first-child{font-weight:600;width:42%}\n.kiwi-calc-embed .related ul{margin:0;padding-left:1.2rem;line-height:1.8}\n.kiwi-calc-embed .kiwi-adsense{margin:18px 0}\n.kiwi-calc-embed .small{font-size:.8rem;color:#64748b}\n@media (max-width:560px){.kiwi-calc-embed .grid,.kiwi-calc-embed .results{grid-template-columns:1fr}}\n\u003c\/style\u003e\n\u003cp class=\"sub\"\u003eGross margin, markup, GST-inclusive price, the price you need for a target margin, and the real cost of a discount — for NZ retailers, Shopify sellers, tradies and anyone pricing a product or service.\u003c\/p\u003e\n\u003c!-- kiwi-adsense-unit --\u003e\u003caside class=\"kiwi-adsense\" aria-label=\"Advertisement\"\u003e\u003cins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-9781689220471996\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"\u003e\u003c\/ins\u003e\u003cscript\u003e(adsbygoogle = window.adsbygoogle || []).push({});\u003c\/script\u003e\u003c\/aside\u003e\u003c!-- \/kiwi-adsense-unit --\u003e\n\u003cdiv class=\"card\"\u003e\n\u003cdiv class=\"grid\"\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-mgn-cost\"\u003eCost price per unit, excl GST (NZ$)\u003c\/label\u003e\u003cinput id=\"kc-mgn-cost\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"0.5\" value=\"42\"\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-mgn-sell\"\u003eSelling price per unit, excl GST (NZ$)\u003c\/label\u003e\u003cinput id=\"kc-mgn-sell\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"0.5\" value=\"79\"\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-mgn-target\"\u003eOr: target gross margin (%) → price\u003c\/label\u003e\u003cinput id=\"kc-mgn-target\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"1\" value=\"45\"\u003e\u003cp class=\"hint\"\u003eEnter a target margin to see the excl-GST and incl-GST price you'd need.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-mgn-disc\"\u003eDiscount you're considering (%)\u003c\/label\u003e\u003cinput id=\"kc-mgn-disc\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"1\" value=\"15\"\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003clabel for=\"kc-mgn-units\"\u003eUnits sold per month\u003c\/label\u003e\u003cinput id=\"kc-mgn-units\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"1\" value=\"120\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"full\"\u003e\n\u003clabel for=\"kc-mgn-gst\"\u003eYou are GST registered\u003c\/label\u003e\u003cselect id=\"kc-mgn-gst\"\u003e\u003coption value=\"1\" selected\u003eYes — prices below shown excl and incl 15% GST\u003c\/option\u003e\n\u003coption value=\"0\"\u003eNo — GST is a cost to you\u003c\/option\u003e\u003c\/select\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"results\"\u003e\n\u003cdiv class=\"stat\" id=\"kc-mgn-profit-box\"\u003e\n\u003cb\u003eGross profit per unit\u003c\/b\u003e\u003cspan id=\"kc-mgn-profit\"\u003e—\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"stat\" id=\"kc-mgn-margin-box\"\u003e\n\u003cb\u003eGross margin\u003c\/b\u003e\u003cspan id=\"kc-mgn-margin\"\u003e—\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"stat\" id=\"kc-mgn-markup-box\"\u003e\n\u003cb\u003eMarkup on cost\u003c\/b\u003e\u003cspan id=\"kc-mgn-markup\"\u003e—\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"stat\" id=\"kc-mgn-incl-box\"\u003e\n\u003cb\u003eSelling price incl GST\u003c\/b\u003e\u003cspan id=\"kc-mgn-incl\"\u003e—\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"stat\" id=\"kc-mgn-tprice-box\"\u003e\n\u003cb\u003ePrice for target margin (excl \/ incl GST)\u003c\/b\u003e\u003cspan id=\"kc-mgn-tprice\"\u003e—\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"stat\" id=\"kc-mgn-dmargin-box\"\u003e\n\u003cb\u003eMargin after discount\u003c\/b\u003e\u003cspan id=\"kc-mgn-dmargin\"\u003e—\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"stat\" id=\"kc-mgn-breakeven-box\"\u003e\n\u003cb\u003eExtra units needed to break even on the discount\u003c\/b\u003e\u003cspan id=\"kc-mgn-breakeven\"\u003e—\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"stat\" id=\"kc-mgn-monthly-box\"\u003e\n\u003cb\u003eGross profit per month\u003c\/b\u003e\u003cspan id=\"kc-mgn-monthly\"\u003e—\u003c\/span\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"verdict\" id=\"kc-mgn-verdict\"\u003e\u003c\/div\u003e\n\u003cp class=\"note\"\u003eGeneral information only — not financial, tax or legal advice. Figures are estimates from the inputs you enter. Confirm with your adviser, accountant, lender or insurer.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cscript\u003e(function(){var R=document.getElementById('kc-mgn');var $=function(id){return R.querySelector('#kc-mgn-'+id);};\nvar fmt=function(n){return (isFinite(n)?n:0).toLocaleString('en-NZ',{style:'currency',currency:'NZD',maximumFractionDigits:0});};\nvar pct=function(n,d){return isFinite(n)?n.toFixed(d==null?2:d)+'%':'—';};var num=function(id){var v=parseFloat(($(id)||{}).value);return isFinite(v)?v:0;};\n\nvar f2=function(n){return (isFinite(n)?n:0).toLocaleString('en-NZ',{style:'currency',currency:'NZD',minimumFractionDigits:2,maximumFractionDigits:2});};\nfunction calc(){var c=num('cost'),s=num('sell'),t=num('target')\/100,d=num('disc')\/100,u=num('units'),g=$('gst').value==='1';var gp=s-c;var m=s\u003e0?gp\/s*100:NaN;var mk=c\u003e0?gp\/c*100:NaN;var tp=t\u003c1?c\/(1-t):NaN;var ds=s*(1-d);var dm=ds\u003e0?(ds-c)\/ds*100:NaN;var be=(ds-c)\u003e0?(gp\/(ds-c)-1)*100:NaN;\n$('profit').textContent=f2(gp);$('margin').textContent=pct(m,1);$('markup').textContent=pct(mk,1);$('incl').textContent=g?f2(s*1.15):f2(s)+' (no GST)';$('tprice').textContent=isFinite(tp)?f2(tp)+(g?' \/ '+f2(tp*1.15):''):'—';\n$('dmargin').textContent=pct(dm,1);$('dmargin-box').className='stat'+(dm\u003c0?' neg':'');$('breakeven').textContent=isFinite(be)?'+'+pct(be,0)+' more units':'never (selling below cost)';$('monthly').textContent=fmt(gp*u);\nvar v='At \u003cstrong\u003e'+f2(s)+'\u003c\/strong\u003e excl GST on a \u003cstrong\u003e'+f2(c)+'\u003c\/strong\u003e cost you make '+f2(gp)+' a unit — a \u003cstrong\u003e'+pct(m,1)+' gross margin\u003c\/strong\u003e ('+pct(mk,1)+' markup). ';\nv+=isFinite(be)?'A '+num('disc')+'% discount drops the margin to '+pct(dm,1)+', so you need to sell \u003cstrong\u003e'+pct(be,0)+' more units\u003c\/strong\u003e just to make the same dollars.':'A '+num('disc')+'% discount takes you \u003cstrong\u003ebelow cost\u003c\/strong\u003e.';\nif(g)v+=' Customers see '+f2(s*1.15)+' incl GST; the GST is not your money.';$('verdict').innerHTML=v;}\n\nR.querySelectorAll('input,select').forEach(function(el){el.addEventListener('input',calc);el.addEventListener('change',calc);});calc();})();\u003c\/script\u003e\n\u003cdiv class=\"cta\"\u003e\n\u003cstrong\u003eRunning a rental or a small business alongside the day job?\u003c\/strong\u003e\u003cbr\u003eThe NZ Landlord Pack (rental tracker + Healthy Homes checklist, NZ$39) keeps the numbers you'll need at tax time in one place. Excel \u0026amp; Google Sheets.\u003cbr\u003e\u003ca class=\"btn\" href=\"\/products\/nz-landlord-pack-rental-property-tracker-healthy-homes-checklist-excel-google-sheets-digital-download\"\u003eSee the Landlord Pack — NZ$39\u003c\/a\u003e\u003cp class=\"small\" style=\"color:#94a3b8;margin:10px 0 0\"\u003ePrices exclude GST. Illustrative tools only — not legal, tax or financial advice.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003ch2\u003eMargin is not markup\u003c\/h2\u003e\n\u003cp\u003eMarkup is profit as a percentage of \u003cem\u003ecost\u003c\/em\u003e; margin is profit as a percentage of \u003cem\u003eselling price\u003c\/em\u003e. A $42 item sold for $79 has an 88% markup but a 47% margin. Suppliers, accountants and Shopify reports talk in margin; a lot of pricing folklore (\"double it\") talks in markup. Mixing them up is the most common pricing mistake small businesses make.\u003c\/p\u003e\n\u003ch2\u003eWhy discounts hurt more than they look\u003c\/h2\u003e\n\u003cp\u003eA discount comes straight out of gross profit, not revenue. At a 47% margin, a 15% discount cuts profit per unit by nearly a third, so you need about 45% more sales to make the same money. Before you run a sale, use the break-even line above — and remember GST: if you're registered, 15% of the ticket price was never yours, so work in excl-GST numbers.\u003c\/p\u003e\n\u003ch2\u003eAssumptions and sources\u003c\/h2\u003e\n\u003ctable class=\"assump\"\u003e\n\u003ctr\u003e\n\u003ctd\u003eMargin\u003c\/td\u003e\n\u003ctd\u003e(sell − cost) ÷ sell; markup = (sell − cost) ÷ cost; all excl GST when registered.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eTarget price\u003c\/td\u003e\n\u003ctd\u003ecost ÷ (1 − target margin).\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eDiscount break-even\u003c\/td\u003e\n\u003ctd\u003eExtra volume needed so that discounted unit profit × new volume = current unit profit × current volume.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eGST\u003c\/td\u003e\n\u003ctd\u003e15% — ird.govt.nz\/gst\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/table\u003e\n\u003cp class=\"small\"\u003eLast reviewed 6 September 2026. Rates and thresholds change — check the linked sources before relying on a figure.\u003c\/p\u003e\n\u003c!-- kiwi-adsense-unit --\u003e\u003caside class=\"kiwi-adsense\" aria-label=\"Advertisement\"\u003e\u003cins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-9781689220471996\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"\u003e\u003c\/ins\u003e\u003cscript\u003e(adsbygoogle = window.adsbygoogle || []).push({});\u003c\/script\u003e\u003c\/aside\u003e\u003c!-- \/kiwi-adsense-unit --\u003e\n\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\n\u003ch3\u003eHow do I calculate a 20% profit margin?\u003c\/h3\u003e\n\u003cp\u003eDivide cost by 0.8. A $42 cost ÷ 0.8 = $52.50 selling price excl GST. Adding 20% to cost gives a 20% markup, which is only a 16.7% margin.\u003c\/p\u003e\n\u003ch3\u003eWhat is a reasonable profit margin for a small business in NZ?\u003c\/h3\u003e\n\u003cp\u003eIt varies by sector: many retailers run 30–50% gross margin, hospitality 60–70% gross on food but thin net margins, trades and services often 20–40% net after wages. Net margin after all overheads is what matters; gross margin is the starting point.\u003c\/p\u003e\n\u003ch3\u003eHow do you calculate margin?\u003c\/h3\u003e\n\u003cp\u003e(Selling price − cost) ÷ selling price × 100, using excl-GST figures if you are GST registered.\u003c\/p\u003e\n\u003ch3\u003eShould I include GST in my pricing calculation?\u003c\/h3\u003e\n\u003cp\u003eWork everything out excluding GST, then add 15% for the shelf price. GST collected is passed to IRD; counting it as revenue overstates your margin by 15%.\u003c\/p\u003e\n\u003cscript type=\"application\/ld+json\"\u003e{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"How do I calculate a 20% profit margin?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Divide cost by 0.8. A $42 cost ÷ 0.8 = $52.50 selling price excl GST. Adding 20% to cost gives a 20% markup, which is only a 16.7% margin.\"}}, {\"@type\": \"Question\", \"name\": \"What is a reasonable profit margin for a small business in NZ?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"It varies by sector: many retailers run 30–50% gross margin, hospitality 60–70% gross on food but thin net margins, trades and services often 20–40% net after wages. Net margin after all overheads is what matters; gross margin is the starting point.\"}}, {\"@type\": \"Question\", \"name\": \"How do you calculate margin?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"(Selling price − cost) ÷ selling price × 100, using excl-GST figures if you are GST registered.\"}}, {\"@type\": \"Question\", \"name\": \"Should I include GST in my pricing calculation?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Work everything out excluding GST, then add 15% for the shelf price. GST collected is passed to IRD; counting it as revenue overstates your margin by 15%.\"}}]}\u003c\/script\u003e\n\u003cnav class=\"related\" aria-label=\"Related NZ calculators\"\u003e\u003ch2\u003eRelated NZ calculators\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/nz-gst-inclusive-exclusive-calculator\"\u003eNZ GST calculator\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/percentage-calculator-nz\"\u003ePercentage calculator\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/hours-timesheet-calculator-nz\"\u003eHours \u0026amp; timesheet calculator\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/income-tax-calculator-nz\"\u003eIncome tax calculator NZ\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/nz-calculators\"\u003eAll NZ calculators\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/nav\u003e\n\u003c\/div\u003e","products":[{"product_id":"nz-landlord-pack-rental-property-tracker-healthy-homes-checklist-excel-google-sheets-digital-download","title":"NZ Landlord Pack — Rental Property Tracker + Healthy Homes Checklist","description":"\u003cp\u003e\u003cstrong\u003eEvery record your accountant asks for in April — kept in one place all year.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eInstant download, no shipping.\u003c\/strong\u003e Your secure download link is emailed within minutes of checkout. Check the inbox you used at checkout, including spam and promotions. Files open in Excel or Google Sheets, on any device.\u003c\/p\u003e\n\u003ch3\u003eWhat's included\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eMulti-property tracker\u003c\/strong\u003e — up to 10 properties, with rent income and expense logs\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eIRD-aligned expense categories\u003c\/strong\u003e — rates, insurance, interest, repairs \u0026amp; maintenance, management fees and more, auto-totalled per category for your IR3R\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAuto-calculating summary\u003c\/strong\u003e — per-property income, expenses and net result, updated live\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eHealthy Homes Standards checklist\u003c\/strong\u003e — heating, insulation, ventilation, moisture and draught-stopping, with an evidence column per property\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eInspection log and tenancy \u0026amp; bond register\u003c\/strong\u003e — your paper trail for bond lodgements, rent reviews, smoke alarm checks and insurance expiry\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eBuilt for New Zealand rules rather than adapted from a US template. Buy once, use every year.\u003c\/p\u003e\n\u003ch3\u003eBond and tenancy paperwork\u003c\/h3\u003e\n\u003cp\u003eThe bond register records the amount held, the date received and the date lodged with Tenancy Services — bond must generally be lodged within 23 working days of receiving it. Come move-out, a refund deduction needs evidence and either the tenant's agreement or a Tenancy Tribunal order, so the dated condition and inspection entries are the part that matters.\u003c\/p\u003e\n\u003cp\u003eUse the free official residential tenancy agreement form from \u003ca href=\"https:\/\/www.tenancy.govt.nz\/\"\u003eTenancy Services\u003c\/a\u003e — we don't sell a substitute for it. The Pack tracks what you issued and when. Background reading: \u003ca href=\"\/blogs\/blog\/nz-landlord-responsibilities-obligations-checklist\"\u003eNZ landlord responsibilities checklist\u003c\/a\u003e and \u003ca href=\"\/blogs\/blog\/healthy-homes-compliance-statement-nz\"\u003ewhat a Healthy Homes compliance statement must contain\u003c\/a\u003e.\u003c\/p\u003e\n\u003ch3\u003eNeed the full compliance set?\u003c\/h3\u003e\n\u003cp\u003eThe Pack is the record-keeping core. The \u003ca href=\"\/products\/nz-landlord-compliance-kit\"\u003e\u003cstrong\u003eNZ Landlord Compliance Kit — NZ$99\u003c\/strong\u003e\u003c\/a\u003e builds on it with a quick-start PDF showing how to fill each sheet in under 30 minutes, plus the full tenancy, bond and inspection documentation set for landlords who want a file that stands up to an insurer, a property manager or the Tenancy Tribunal.\u003c\/p\u003e\n\u003cp\u003eStart with the Pack if you mainly need the numbers straight for your accountant. Choose the Kit if compliance evidence is the part that keeps you up at night.\u003c\/p\u003e\n\u003ch3\u003eBuying with confidence\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eSecure checkout; download link emailed within minutes\u003c\/li\u003e\n\u003cli\u003e7-day refund if the files won't open\u003c\/li\u003e\n\u003cli\u003ePrice excludes GST — GST is calculated at checkout\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003eA record-keeping tool, not legal or tax advice. Confirm current-year rules with Tenancy Services, MBIE Healthy Homes guidance and your accountant or ird.govt.nz.\u003c\/em\u003e\u003c\/p\u003e\n\u003chr\u003e\n\u003cdetails\u003e\n\u003csummary\u003e\u003cstrong\u003eFree tools that pair with the Pack\u003c\/strong\u003e\u003c\/summary\u003e\n\u003cp\u003eIllustrative calculators, free to use — not advice.\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/nz-rental-yield-calculator\"\u003eRental yield calculator (gross \u0026amp; net)\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/healthy-homes-standards-landlord-checklist-nz\"\u003eHealthy Homes Standards checklist\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/rental-yield-calculator-nz\"\u003eWhat is a good rental yield in NZ?\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/nz-mortgage-repayment-calculator\"\u003eMortgage repayment calculator\u003c\/a\u003e\u003c\/li\u003e\n\u003cli\u003e\n\u003ca href=\"\/collections\/nz-compound-growth-calculator\"\u003eInvestment \u0026amp; savings calculator\u003c\/a\u003e · \u003ca href=\"\/collections\/compound-interest-calculator-nz-guide\"\u003ehow compound interest works\u003c\/a\u003e\n\u003c\/li\u003e\n\u003cli\u003e\u003ca href=\"\/collections\/nz-gst-inclusive-exclusive-calculator\"\u003eGST calculator (add or remove 15%)\u003c\/a\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/details\u003e","brand":"The Kiwi Crate","offers":[{"title":"Default Title","offer_id":48865538113719,"sku":"KC-DIG-LLP-01","price":39.0,"currency_code":"NZD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0705\/3308\/7415\/files\/hero.png?v=1788661213"}],"url":"https:\/\/thekiwicrate.co.nz\/collections\/margin-markup-calculator-nz.oembed","provider":"The Kiwi Crate","version":"1.0","type":"link"}